US residential solar financing has taken a sharp dive, with Mosaic, a top lender underwriting over $15?billion in home energy loans, filing for Chapter 11 bankruptcy on Monday. Founded in 2010, Mosaic enabled rooftop solar, battery storage, and efficiency upgrades for over 500,000 homeowners, but was struck hard by rising interest rates, uncertainties around federal Sections 25D and 48E tax credits, and tighter capital conditions.
The company secured $45?million in debtor-in-possession financing, including $15?million in fresh capital, enabling…US Solar Finance Trembles As Mosaic Enters Chapter 11
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